How We Help You Grow
Easy Application Process
Multiple Financing Options
Fast Loan Funding
Millions in Loans Funded
Loans For Any Industry
Applying for a Business Loan is Fast and Easy
Apply in Minutes
We pride ourselves on helping businesses find financing options to help them thrive--whether they’re seeking working capital, a loan to purchase new equipment, or funding to help support growth. We aim to provide solutions to their financing needs quickly and without hassle.
Apply NowStep 1. Complete The Application
Secure and private. Complete in just minutes.
Step 2. Choose Your Loan
Large network of lending partners to find the best loan for your business
Step 3. Receive Your Funds
Once you’ve been approved you’ll be able to receive your funding as quickly as the same day!
Merchant Cash Advance
A merchant cash advance (MCA) is a lump-sum loan that a business or merchant repays by automatically drawing on a percentage of future debit and credit card transactions. Typically, cash advance loans have a shorter repayment period compared with other business financing options, as well as smaller and more frequent payments. Merchant cash advances are typically a better option for businesses that conduct a large percentage of its customer transactions through credit or debit cards.
Invoice Factoring
With invoice factoring a lender provides a cash advance on a portion your unpaid invoices so that you can free-up that cash for your working capital needs. The lender takes over collections of the unpaid invoices taking a service fee and returning the remaining funds to your business when the customer pays. Invoice factoring is virtually an unlimited source of business funding, assuming that invoices are continuously being generated by your business. Invoice factoring offers a quick application and approval process and fast funding. You can use invoice factoring to turn yet-to-be-paid invoices into liquid cash!
Unsecured business loans
Unsecured business loans don’t require the borrower to provide collateral to qualify, but usually have higher interest rates and stricter qualifications. Assets are not at risk in the event of default. This is a great option for newer businesses or established businesses that do not have property or equipment to use as security. Unsecured business loans are a practical financial solution in all industries. Flexible loan amounts and a fast application process.
Term Loan
Term loans are what you usually think of when picturing a typical “loan”. With a term loan, you get a one-time lump sum of cash to use for your business as you see fit. Pay the same amount from the beginning to the end of your repayment term, so you can manage your cash flow with no surprises or large costs up front. Business term loans can vary in the amount of time you have to repay them; however, a business term loan is always tied to a fixed sum of money borrowed up front with an established payment schedule. A term loan may be secured or unsecured.
Line of Credit
A line of credit is a flexible revolving loan option for growing and expanding businesses and for established businesses seeking working capital. You only pay interest on what you draw from the line of credit. You have the flexibility to withdraw funds whenever you need them without reapplying, and you only pay interest on what you withdraw. Use a line of credit when you need extra working capital to cover recurring businesses expenses, to bridge cash flow gaps, to cover payroll, to hire employees, or to take advantage of opportunities as they arise. You can withdraw all or just a portion of the funds as needed.
Equipment Loan
Small business equipment loans are a specific type of business funding intended to assist in covering the costs of buying or leasing machines or tools used for professional purposes. Typically the equipment being purchased is used as collateral for the loan. Business equipment financing can be used for virtually any piece of machinery that is intended to be used in practically any industry. Perhaps you want to revamp the kitchen in your restaurant, maybe you need a new air compressor for your dental practice, or you could be thinking about leasing a cement mixer for your construction business. Whatever the purpose is, small business equipment loans can help you meet your needs.
Business Loan Requirements
- $100,000 in Gross Annual Sales
- No Open Bankruptcies
- At Least 1 Year in Business
*Meeting Minimum Requirements Does Not Guruantee Funding
Common FAQ's
Frequently Asked Questions
There's a lot that goes into qualifying a loan. Learn more by reading through the most frequently asked questions.
What can I use the funds for?
The business loans from our lending partners can be used for any business purpose. It is up to you to decide how you want to use the money. These are some of the most common ways that customers have used their loans:
What kind of business loans can I get?
We understand every business has different needs, so our partners have different loan types available for you including:
What is Same Day Funding?
Same Day Funding is as simple as it sounds. It allows you to receive funds in your account as early as the day you finalize your loan. There’s no special enrollment and no additional cost. This may vary depending on the loan type and lending partner.
How does payback work?
Payment terms will vary depending on the type of loan, the size of the loan, and your business qualifications. Our lending partners pride themselves on providing flexible payment terms customized to fit your needs.
Reviews
Find Out Why Business Owners Trust Gateway FInancial
What Our Clients
Say About Us Online
Cassie Walker
Owner
I am so pleased with gateway financial. I was approved for a loan amount way above my expectations. Everyone I worked with was extremely professional, knowledgeable, friendly. I highly recommend this company to anyone.
Douglas T
Owner
I went to Gateway Financial llc for a business loan. They were very professional and the application process did not take long. I would definitely recommend them for anyone looking to get a business loan.
Elaine Bradley
Owner
It was a great experience working with Gateway Financial. Very professional.
Will Freeman
Owner
We were approved for a $120,000 loan for our business in order to buy inventory. I didn't have to get bogged down in a ton of paperwork which was awesome.